Insurance

Health Insurance

It is recommended that you have a proper medical insurance before you leave your home country and check carefully what it covers.

Citizens from a EU/EEA country and Switzerland can benefit from the same medical services as Swedish citizens for urgent medical care if they have a valid European Health Insurance Card (EHIC). Contact your local health authority and make sure you receive your EHIC before coming to Sweden. Medical services in Sweden can be quite expensive without any health insurance, e.g. around 1,700 SEK for a doctor’s appointment.

Citizens from Australia, Algeria or Quebec in Canada benefit from a reciprocal agreement for public medical services between Sweden and the respective country/area. Students need only to show their passport and a certificate from the social insurance office in their home country. The agreement applies only in case of emergency. The need for medical care must arise during, not prior to, your stay in Sweden.

If you intend to stay for more than one year in Sweden and have a residence permit for that period of time, you can register with the civil registration authorities at the local Tax Office (Skatteverket). This registration will entitle you to the same medical treatment benefits as Swedish citizens. You need to visit the Tax Office in person and you must take your passport with you. You will be given a personal identity number (personnummer) made up of your date of birth plus four additional digits. Allow some time for your application to be processed.

Personal injury insurance

All students who are registered in the Student Records System (Ladok) are covered by a personal injury insurance from the Legal, Financial and Administrative Services Agency (Kammarkollegiet) and paid for by Linköping University. This insurance is only valid during study hours spent at the university or on work placements in Sweden and when moving directly to and from your accommodation in Sweden. It is very important that you acquire complementary insurance before leaving for Sweden.

Travel and home insurance

It is recommended to have a travel insurance that covers your travel to and from Sweden, plus the time you spend in the country prior to registration at the university or after your courses have finished. It is also good to have a private insurance to protect your personal belongings.

FAS+ insurance for fee-paying students

Linköping University has signed the Swedish States Insurance for fee-paying students with property cover (FAS+). The insurance applies to students from non-EU/EEA countries and Switzerland who are required to pay tuition fees for education in Sweden. The insurance includes cover for emergency medical/dental care, home transport cover, accident cover, property cover, liability cover and legal expenses cover. Read more about the terms and conditions for FAS+.

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Last updated: Tue Mar 05 13:38:55 CET 2013